We are providing this Agreement and Consent to you as a user of BusinessClass Online banking services (" BusinessClass Online"). This agreement is in addition to other agreements between us, including your checking, savings, and other deposit account agreements, your BusinessClass Online agreements, your credit card agreements, your loan agreements, agreements for debit card or other electronic access to any loan or deposit account you have with us, and overdraft protection agreements. In this agreement, the words "we", "us," or "our" mean Compass Bank. The words "you" or "your," mean each person or entity that has an interest in an account or other relationship that is accessible through BusinessClass Online and any person authorized to have such access (together referred to as "Authorized Users."). BusinessClass Online means the information, communications, and transactions provided to you through your use of BusinessClass Online on our web site (the "Site"), and includes, but is not limited to, the following, if available to you: account information, statement viewing and download, funds transfers, bill payments, stop payments, check inquiry and printing, check reorder, loan applications, and advances on lines of credit. By clicking the "Agree" button below, you agree to the terms of this Agreement and Consent for Electronic Information. If you do not give your consent by clicking the “Agree” button below, you will not be permitted to use BusinessClass Online.
To access Compass BusinessClass Online, you should use one of the following operating systems and specified browser software. Please note that you may not be able to access the Bill Pay Service with some browser software.
You may also want to have the following:
All electronic information available to or accessed by an Authorized User of your BusinessClass Online service or sent to the e-mail address you have given us will be given the same legal effect as paper information given to you. Any acceptance of the terms of electronic information by an Authorized User, when required, will be given the same effect as information on paper that is accepted by you. You agree that copies of electronic information are valid and you will not contest the validity of the originals or copies, absent proof of altered data or tampering.
Your consent to electronic information applies to the following information:
The withdrawal of your consent to receive electronic information will not affect the legal validity or enforceability of prior electronic information already given or made available to you. Your withdrawal will be effective after we have had a reasonable time to process it and reinstate sending you information by other means, if applicable.
We will make electronic information available by posting it on the Site or at any other applicable website that you use. Statements for any Compass accounts that are available online can be accessed in hypertext markup language ("html format") in the same way you are viewing this agreement and in Adobe Portable Document Format ("pdf"). Some electronic information will be made available when you use or begin to use an electronic service. We may also alert you about the availability of Disclosures, changes in terms, and certain other information made available on the Site by sending an e-mail to one or more of the e-mail addresses you have provided to us.
You must advise us of e-mail address changes by logging on to your BusinessClass Online account and changing the information. You may also call BusinessClass Online Customer Service at 1-800-273-1057. We will not re-send an e-mail notice sent before we have had a reasonable time to process a change to your e-mail address. Please allow one business day for us to process changes in e-mail address information.
By clicking the “Agree” button, you agree and consent to receive electronic information concerning BusinessClass Online and your accounts, as described above, and agree that this Consent for Electronic Information constitutes a part of your agreements with us for your accounts and for BusinessClass Online. You acknowledge that reading and accepting this agreement demonstrates your ability to access information electronically. You also acknowledge the software and hardware requirements noted above. You confirm and represent that you, in fact, have accessed and are able to view, save, and print any sample electronic records or information made available to you in order to demonstrate the applicable BusinessClass Online or as part of the BusinessClass Online enrollment process. You may click the “Disagree” button if you do not accept the terms of this Consent for Electronic Information, but if you decline, you will not be permitted to use the BusinessClass Online service.